#023 – Reprise: Why You Save By Getting Your Health Insurance Through Your Employer is an encore presentation of one of our most listened to episodes. Learn the advantages and reasons why you win, your employer wins and the insurance company wins when your employer provides health insurance as an employee benefit. History Of […]
#022 – Reprise of Health Insurance Open Enrollment Make It Simple, Episode 2. Get ready for Open Enrollment now so that you have the fundamentals down….get out ahead….don’t wait until October when stress will be highest and you might make a poor choice. For some employees, this show is quite timely because many employers have […]
#021 – Reprise: Don't Fear The High Deductible is an encore presentation of our most popular show. Health Savings Accounts (HSAs) work with High Deductible Health Plans (HDHPs) save you the most money, period. In order to open a Health Savings Account, you must be enrolled in an eligible High Deductible Health Plan. Most people […]
#020 – Your money is being taken from you and you don't even know it. Your health insurance premiums are higher, in part, because you sign away your health insurance benefits to third parties who act in their best interest, not necessarily yours. Assignment of Benefits (AOBs) is essentially demanded by hospitals, doctors and pharmacies […]
#019 – I Hate Insurance and other comments about health insurance and healthcare are highlighted in a snapshot look at how people view their current situation within the health insurance and healthcare systems as exclaimed on Twitter. Follow @doxcost on Twitter Lots of angst and anguish can be found on Twitter. We decided to take […]
#018 – Learn how an HSA will earn you a quick and easy return by making an eligible deposit before you file your taxes. An HSA is like getting free money! Don't Pay FICA or Federal Income Tax(some states still tax your HSA deposits) FICA = Social Security Withholding AND Medicare Withholding = 7.65% of […]
#017 – Healthcare.gov review is a cursory look at the current exchange portal. The site provides access to insurance plan options for the 50 states and District of Columbia. Links can be found for both the federal website and individual state exchanges. Go to Healthcare.gov here This Healthcare.gov review still keeps in mind that […]
#016 Insurance company transparency is required by both the Affordable Care Act and the new Hospital Price Transparency rule that took effect on January 1, 2021. Learn how insurance companies are complying and how (if) that helps you. The Patient Protection Affordable Care Act, aka Obamacare, requires insurance companies to publish the prices they negotiate […]
#015 Learn how Hospital Price Transparency rule, as directed by Obamacare, Trump administration rule and Biden administration execution, will help you take control and save on your health insurance premiums and out of pocket costs. As of January 1, 2021, hospitals must publish and provide consumers the price of the services before providing their services. […]
#014 – Providers of health care – hospital, doctors, pharma – operate to make a profit, whether they say so or not. Are you paying too much? Yes. While insurance companies are often the recipient of consumer ire for the rising cost of health insurance, the cost inputs to those insurance premiums – most notably […]
