#017 – Healthcare.gov review is a cursory look at the current exchange portal.   The site provides access to insurance plan options for the 50 states and District of Columbia.  Links can be found for both the federal website and individual state exchanges.

Go to Healthcare.gov here

This Healthcare.gov review still keeps in mind that the goal is to get 100% covered and spend the least amount possible on your health insurance.  This is best done utilizing a High Deductible Health Plan (HDHP) along with a Health Savings Account (HSA).  It makes sense to review our episode on HDHPs and HSAs!

Don't Fear The High Deductible

Healthcare.gov review highlights the fact the exchanges are not for everyone.  Nearly half of the US population gets their health insurance through employer sponsored plans.  Another 35% of people get their health insurance through the military, Medicaid or Medicare.  About 5% of people have individual plans.  About 10% choose to be self-insured or do not believe they can afford health insurance.  Healthcare.gov does a great job of informing people how to get help and how much financial assistance they can get.

Why get your health insurance through your employer?

Tax Day is now May 17, 2021!  Get an immediate return on your savings by contributing to your HSA before May 17.

Learn how to get an immediate return on your savings

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